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Here's how your protection looks today.
Updated today
AI Insight: Adding Term Insurance could raise your score to 91 and close your largest protection gap.
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Active Policies
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Pending Claims
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Upcoming Renewals
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Total Coverage Value
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Premium Paid (FY26)
All your active protection, organised in one place
Insurer: IndusInd Health Alliance
Covers hospitalisation, day-care procedures, and pre/post-hospitalisation expenses for self and spouse. Includes free annual health check-up and no-claim bonus of 10% per claim-free year.
Insurer: IndusInd Motor Cover
Zero-depreciation add-on active. Covers own-damage, third-party liability, and roadside assistance up to 4 call-outs per year. Expires in 20 days — renew early to keep your no-claim bonus.
Insurer: IndusInd Travel Shield
Single-trip cover for your upcoming international travel. Includes trip cancellation, baggage loss, and emergency medical evacuation up to $100,000.
Insurer: IndusInd Property Cover
Structure cover for your registered residence. AI has flagged that your contents coverage has not been updated in 3 years and may be below replacement value.
Insurer: IndusInd Life Assurance
Whole-life cover with accidental death benefit rider. Nominee details verified. Premium paid via auto-debit each March.
Personalised recommendations from your banking & policy activity
Hi Rahul, I noticed your salary credit increased 18% last month. Your Health cover of ₹10L may no longer match your income band.
You booked a flight to Singapore for 14 Sept. Want single-trip travel cover added before departure?
Your home contents haven't been re-valued since 2023. Rebuilding costs in your city have risen ~9%. Shall I estimate an updated sum insured?
Live tracking with AI-explained status
Claim #IA-3391 · IndusHealth Secure+
₹42,000 claim amount
Est. settlement: 2 days
Where your protection could be stronger
No standalone term cover found. Recommended: ₹1Cr for your income band.
Current sum insured is below estimated replacement value.
Parents are not yet included in a family floater plan.
Distribution, claim history and spending at a glance
Steady increase in coverage-linked premium since April
Purchases, renewals, payments and claims
Claim #IA-3391 moved to Under Review
Premium payment of ₹8,400 for IndusHealth Secure+
Travel policy IndusGo Worldwide auto-renewed
Purchased IndusLife Secure — ₹40,00,000 cover
Claim #IA-3210 settled — ₹15,600 paid out
Policies expiring within 30 days
Expires in 20 days · 12 Aug 2026
Adding zero-dep cover costs ₹680 more but could save ₹18,000 on your next claim.
Expires in 28 days · 18 Mar 2027
Your income band suggests upgrading to ₹15,00,000 cover for the same renewal cycle.
Coverage status across your household
Self · Age 34
Health · Motor · Travel · Life
Spouse · Age 31
Health · Life
Son · Age 6
Health (Family Floater)
Father · Age 63
No active policy on record
AI-personalised, based on your profile and gaps
Closes your largest protection gap given your family's dependency on your income.
Rebuilding costs in your area have risen 9% since your last valuation.
Your father currently has no active health cover on file.
Policy documents and claim uploads
| Document | Policy | Type | Uploaded | |
|---|---|---|---|---|
| Discharge Summary.pdf | IndusHealth Secure+ | Verified | 14 Jul 2026 | |
| Hospital Bill.pdf | IndusHealth Secure+ | Verified | 14 Jul 2026 | |
| Diagnostic Reports.pdf | IndusHealth Secure+ | Pending | — | |
| RC Book Copy.pdf | IndusDrive Comprehensive | Verified | 02 Jan 2026 |
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